Disclaimers

NorthStar Heart & Metabolic Health Coaching Disclaimer

Effective Date: May 19, 2026

Welcome to NorthStar Health Coaching. By using this website, scheduling services, participating in coaching sessions, or accessing any information provided by NorthStar Heart & Metabolic Health (“NorthStar,” “we,” “our,” or “us”), you acknowledge and agree to the following disclaimer.

1. Not Medical Advice

Health coaching services provided by NorthStar are intended for educational, motivational, and informational purposes only. Health coaching is not medical care, mental health counseling, nutrition therapy, physical therapy, diagnosis, or treatment of any disease or medical condition.

Nothing on this website, in coaching sessions, emails, handouts, programs, or social media content should be interpreted as medical advice or a substitute for consultation with a licensed healthcare professional.

Always seek the advice of your physician or qualified healthcare provider regarding any medical concerns, symptoms, medications, diagnoses, or treatment decisions.

2. No Provider–Patient Relationship

Participation in health coaching services does not establish a doctor-patient, therapist-client, registered dietitian-client, or other licensed healthcare provider relationship.

NorthStar Health Coaching does not provide emergency medical services or crisis intervention.

If you are experiencing a medical emergency, call 911 or seek immediate medical attention.

3. Personal Responsibility

You acknowledge that your participation in coaching services is voluntary and that you are solely responsible for your own health decisions, actions, and results.

Any lifestyle changes, exercise routines, nutritional adjustments, wellness practices, or health-related decisions you make are done at your own discretion and risk.

Results from health coaching vary by individual, and no guarantees are made regarding outcomes or improvements.

4. Health and Fitness Risks

Certain wellness activities, exercise recommendations, or lifestyle changes may involve risks, including injury, illness, or other complications.

By participating in coaching services, you confirm that you are physically and mentally capable of participating and that you have consulted with an appropriate healthcare provider when necessary.

You agree to stop any activity that causes pain, discomfort, dizziness, or other concerning symptoms and seek medical evaluation as appropriate.

5. Nutritional Information

Any discussions related to nutrition, supplements, meal planning, or wellness habits are intended for general educational purposes only and are not individualized medical nutrition therapy unless otherwise stated by a properly licensed professional.

NorthStar does not diagnose, treat, or cure food allergies, eating disorders, or medical conditions.

6. External Links and Resources

This website may contain links to third-party websites, products, services, or resources. NorthStar is not responsible for the content, accuracy, or practices of third-party websites and does not necessarily endorse them.

7. Testimonials and Results

Testimonials and client experiences shared on this website or in marketing materials are individual experiences and are not guarantees of future results. Individual outcomes vary based on personal circumstances, consistency, and other factors.

8. Limitation of Liability

To the fullest extent permitted by law, NorthStar disclaims liability for any direct, indirect, incidental, consequential, or special damages arising out of or related to the use of this website, coaching services, or reliance on any information provided.

By using this website or participating in coaching services, you agree to release and hold harmless NorthStar and its owners, employees, contractors, and affiliates from any claims or liabilities related to your participation.

9. Contact Information

If you have questions regarding this disclaimer, please contact:

NorthStar Heart & Metabolic Health

hello@northstarheart.com

www.northstarheart.com

________________________________________

By using this website and participating in coaching services, you acknowledge that you have read, understood, and agreed to this disclaimer.

Medical Membership Program Disclaimer

Effective Date: May 19, 2026

‍ This Medical Membership Program (“Membership Program”) is offered by NorthStar (“we,” “our,” or “us”) to provide members with access to certain healthcare-related services, wellness support, and membership benefits as described in the applicable membership agreement.

‍By enrolling in or participating in this Membership Program, you acknowledge and agree to the following terms and disclaimers.

1. Membership Is Not Insurance

‍ The Membership Program is not health insurance and is not intended to replace health insurance coverage. Membership fees do not cover hospital services, specialist care, emergency services, surgeries, laboratory testing, imaging, prescription medications, or other healthcare expenses unless specifically stated in writing. Members are strongly encouraged to maintain active health insurance coverage for services not included in the Membership Program.‍ ‍

2. No Guarantee of Outcomes

Participation in the Membership Program does not guarantee specific medical results, health outcomes, or improvements in condition. Healthcare outcomes vary by individual and depend on many factors, including medical history, adherence to treatment plans, and lifestyle factors.

3. Scope of Services

Membership benefits are limited to the services specifically outlined in the membership agreement or program materials. ‍Additional services outside the scope of the Membership Program may incur separate charges. Services may be modified, updated, suspended, or discontinued at any time, subject to applicable laws and membership agreements.

4. Not for Emergencies

The Membership Program is not intended for emergency medical situations. If you are experiencing a medical emergency, call 911 or go to the nearest emergency room immediately. Do not delay or avoid emergency medical treatment based on participation in this Membership Program.

5. Member Responsibilities

Members are responsible for:

  • Providing accurate and complete health information

  • Following medical advice and treatment recommendations

  • Maintaining communication regarding changes in health status

  • Seeking appropriate specialist or emergency care when necessary

  • Maintaining any recommended insurance coverage

6. Communication and Technology

Electronic communications, including email, text messaging, telehealth platforms, and patient portals, may be used as part of the Membership Program. While reasonable safeguards are used, electronic communications may carry privacy or security risks. By participating, you acknowledge and accept these risks. Telehealth services may be subject to limitations based on technology availability, licensing requirements, or applicable state laws.

7. Payment and Membership Fees

Membership fees are non-refundable except as required by law or specifically stated in the membership agreement. Failure to maintain current payments may result in suspension or termination of membership benefits. Membership fees do not constitute prepayment for future medical services beyond those expressly included in the program.

8. No Transferability

Membership benefits are non-transferable and may only be used by the enrolled member unless otherwise specified in writing.

9. Limitation of Liability

To the fullest extent permitted by law, NorthStar and its providers, employees, contractors, and affiliates shall not be liable for any indirect, incidental, consequential, or special damages arising from participation in the Membership Program or reliance on information provided through the program.

10. Changes to the Program

NorthStar reserves the right to modify membership pricing, benefits, policies, or terms at any time, subject to applicable legal requirements and notice obligations.

11. Contact Information

For questions regarding the Membership Program, please contact:

NorthStar Heart & Metabolic Health

hello@northstarheart.com

www.northstarheart.com

‍ ‍

By enrolling in or participating in the Medical Membership Program, you acknowledge that you have read, understood, and agreed to this disclaimer and all related membership terms.

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